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Insure Our Future

Insure Our Future holds the insurance industry accountable for its role supporting the drivers of climate change. The campaign is calling on insurers to stop insuring and investing in coal and tar sands projects and companies. We are part of the global Unfriend Coal campaign, which promotes a rapid shift of the US insurance industry from supporting and financing fossil fuels to accelerating the transition to a clean energy economy.


Seeking Higher Ground: How to Break the Cycle of Repeated Flooding with Climate-Smart Flood Insurance Reforms

By Rob Moore

The National Flood Insurance Program (NFIP) was designed to help Americans recover from flood disasters, but it can also unintentionally trap homeowners who would prefer to move somewhere safer. Instead of moving, many policyholders find themselves rebuilding their homes again and again.1 Across the United States, more than 30,000 “severe repetitive loss properties” (SRLPs) have been covered under the NFIP. These properties have flooded an average of five times, according to FEMA data acquired by NRDC through a Freedom of Information Act request.